Build the Outdoor Space You Want—Without Paying for It All at Once
Your dream backyard shouldn't have to remain on your someday list. AMG Decks & Patios offers convenient financing options through VistaFi, helping qualified homeowners spread the cost of their outdoor living project over manageable monthly payments.
Whether you're planning a custom deck, paver patio, screened porch, outdoor kitchen, gazebo, fence, or a complete backyard transformation, financing may help you move forward sooner—without using your home's equity.
Custom outdoor solutions, built for life.
*Checking your initial rate does not affect your credit score.
Don't Let the Upfront Cost Keep You From Enjoying Your Home
You know your outdoor space could be better.
Maybe your current deck is aging. Maybe your backyard doesn't have enough room for entertaining. Or perhaps you've been imagining a comfortable outdoor space where your family can relax, celebrate and spend more time together.
But a major outdoor project can feel difficult to fit into your budget all at once.
Financing gives qualified homeowners another way forward. Instead of postponing the entire project, you may be able to choose a monthly payment and repayment term that work for your financial situation.
Flexible Financing for Your Outdoor Living Project
Through our financing partner, VistaFi, qualified homeowners may have access to:
Loan amounts from $10,000 to $300,000
Finance a single project or combine several outdoor improvements into one financing plan.
Terms up to 20 years
Longer repayment options may help make monthly payments more manageable.
No home equity required
These are personal home-improvement loans not tied to home equity. No appraisal required.
Fast financing decisions
Many applicants receive options quickly, with funding available in as little as 48 hours.
No prepayment penalty
You may pay your loan off early without a prepayment penalty.
Personalized assistance
A VistaFi consultant will help explain your available options, terms and next steps.
Financing Is Simple
Design Your Project
Meet with the AMG Decks & Patios team to discuss your property, priorities, design ideas and estimated project investment.
Explore Your Options
Complete VistaFi's secure online form to see potential financing options. The initial rate check uses a soft credit inquiry and does not affect your credit score.
Build and Enjoy
Select the option that works for you, finalize your project with AMG and start creating an outdoor space built for everyday life.
What Can You Finance?
Financing may be available for a wide range of AMG outdoor living projects, including:
- Custom composite and wood decks
- Paver and stone patios
- Covered porches
- Screened rooms
- Three-season & four-season rooms
- Gazebos and pergolas
- Outdoor kitchens
- Fireplaces and fire pits
- Pool decks
- Fencing
- Retaining walls
- Steps, railings and lighting
- Complete outdoor transformations
Planning More Than One Improvement?
You may be able to finance multiple projects with one loan.
For example, you could combine a new deck with a paver patio, fire pit, outdoor kitchen, lighting or fencing to create one cohesive backyard design.
Instead of completing your outdoor space in disconnected stages, financing may allow you to build the complete plan from the beginning.
Choose the Project That Fits Your Life—not Just Today's Cash Flow
Reducing the project to meet a limited upfront budget can sometimes mean giving up the features that would make the space more useful.
Financing may help you:
- Preserve more of your savings
- Spread the investment over time
- Choose durable, lower-maintenance materials
- Include important features from the beginning
- Complete multiple improvements together
- Start enjoying your new space sooner
The goal is not simply to build something outside your home.
It is to create a space where your family can gather, relax and make memories for years to come.
AMG Designs the Space. VistaFi Helps You Explore the Financing.
Choosing a contractor and understanding financing can both feel overwhelming. You shouldn't have to figure everything out alone.
AMG Decks & Patios will guide you through the design and construction process. VistaFi's lending consultants will separately explain your financing options and help you understand the available payment terms.
You'll know what you're building, what it will cost and what financing options may be available before deciding how to proceed.
Frequently Asked Questions
Your Backyard Doesn't Have to Wait
Imagine stepping outside to a space designed around the way your family actually lives.
A place for morning coffee. Weekend cookouts. Quiet evenings. Birthday celebrations. Holidays and conversations that last long after sunset.
AMG Decks & Patios can help you design and build it. Flexible financing may help you begin sooner.
Financing Disclosure
AMG Decks & Patios is not a lender or financial institution. Financing is offered through VistaFi Solutions and its participating lending partners. Loan approval, interest rates, repayment terms, loan amounts and funding timelines are based on lender requirements and the applicant's individual credit, income and financial profile. Not all applicants will qualify.
Checking potential rates during the initial qualification process generally uses a soft credit inquiry and does not affect your credit score. A hard credit inquiry may be required if you choose to proceed with a loan offer. Review all loan documents, rates, fees and repayment obligations carefully before accepting financing.